Spousal Roth Ira Contribution Limits 2025. You can contribute those amounts to both your and your spouse's iras for up to a maximum of $16,000 if both of you are 50 or over. The roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older.
2025 simple ira contribution limits. The maximum amount you can contribute to a roth ira for 2024 is $7,000 (up from $6,500 in 2023) if you’re younger than age 50.